Apply for Funding →Common questions about Cognitia, the initial application, financing providers, and what to expect during the funding process.
Cognitia helps businesses organize funding requests, understand relevant financing pathways, and identify providers whose criteria may align with the business profile and financing need.
No. Cognitia Credit Solutions LLC operates as a business financing broker/referral service. Financing is provided and underwritten by the applicable financing provider.
You can select “Not Sure” in the initial application and describe the business need and intended use of funds. You do not need to guess which product fits before starting.
No. The initial application helps Cognitia understand the request. Eligibility, approval, pricing, terms, and funding decisions are made by the applicable financing provider.
The initial application asks for basic contact and business information, the requested amount and use of funds, monthly revenue, time in business, and an estimated credit score if known. It does not initially request an SSN or bank-login credentials.
Possibly. The documents needed depend on the financing product, provider, and transaction. A provider may request financial records, bank statements, tax information, invoices, property information, or other supporting documentation.
The applicable financing provider determines its underwriting decision, rates, fees, repayment structure, terms, and other financing conditions.
Cognitia reviews the information to better understand the funding request and identify appropriate next steps. Additional information may be requested before or during provider review.