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FUNDING GUIDES

Understand your financing options before you apply.

Plain-language guides designed to help business owners prepare for the funding process, understand common financing structures, and ask better questions before choosing a path.

Choosing a financing path

Start with the business need, intended use of funds, timing, and repayment considerations before focusing on a specific product.

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Preparing your funding request

Learn how business identity, revenue, time in business, intended use of funds, and supporting documentation can shape a provider review.

View the initial application →

SBA financing

Explore the SBA 7(a) and SBA 504 pathways available through participating financing institutions.

Explore SBA 7(a) →

Equipment financing

Understand financing structured around eligible equipment purchases and business assets.

Read the guide →

Lines of credit & working capital

Review flexible capital options that may support operating expenses, inventory, or changing cash-flow needs.

Read the guide →

Real-estate financing

Learn about DSCR and shorter-term bridge or hard-money financing pathways for eligible real-estate transactions.

Explore real-estate financing →
These guides are educational and do not constitute an offer of financing. Product availability, underwriting requirements, pricing, and terms vary by financing provider and applicant circumstances.