When businesses typically use it
- Working capital and eligible operating needs
- Acquisition or expansion of a qualifying business
- Eligible equipment, furniture, fixtures, or real estate
- Refinancing of qualifying business debt in appropriate circumstances
What financing providers may consider
The exact documentation varies by lender and transaction. A lender may request business and personal financial information, tax returns, ownership details, debt schedules, bank statements, projections, and documentation supporting the intended use of funds.
Our role in the process
Cognitia Credit Solutions helps businesses prepare and organize their funding requests, understand relevant financing pathways, and identify providers whose criteria may align with the business profile and financing need. We work to help each request move toward an appropriate financing path with the information needed for provider review. Final eligibility, approval, rates, terms, and funding decisions are determined by the applicable financing provider.