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Real-estate financing focused on property cash flow

DSCR / Real Estate

Certain real-estate financing products use debt-service coverage or property-level cash flow as an important underwriting factor. Structures and eligibility vary by lender and property type.

When businesses typically use it

  • Investment property acquisition
  • Eligible refinance transactions
  • Income-producing real estate
  • Other qualifying real-estate transactions

What financing providers may consider

Providers may request property income and expense information, leases, valuation or appraisal materials, borrower/entity documentation, credit information, and transaction-specific records.

Our role in the process

Cognitia Credit Solutions helps businesses prepare and organize their funding requests, understand relevant financing pathways, and identify providers whose criteria may align with the business profile and financing need. We work to help each request move toward an appropriate financing path with the information needed for provider review. Final eligibility, approval, rates, terms, and funding decisions are determined by the applicable financing provider.