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Long-term financing for eligible fixed assets

SBA 504

SBA 504 financing is designed around qualifying fixed-asset projects and is generally structured with participating lenders and a Certified Development Company. Program and lender requirements apply.

When businesses typically use it

  • Eligible owner-occupied commercial real estate
  • Construction or improvement of qualifying facilities
  • Long-term machinery and equipment
  • Certain eligible project costs

What financing providers may consider

Expect project-specific documentation, business financials, ownership information, tax returns, property or equipment information, and other materials requested by the participating institutions.

Our role in the process

Cognitia Credit Solutions helps businesses prepare and organize their funding requests, understand relevant financing pathways, and identify providers whose criteria may align with the business profile and financing need. We work to help each request move toward an appropriate financing path with the information needed for provider review. Final eligibility, approval, rates, terms, and funding decisions are determined by the applicable financing provider.